About us

Michael Cooper Principal, CPH Financial Advisory Services

The Endowment Risk website has been established to promote the professional services of CPH Financial Advisory Services of Macclesfield.

CPH have been providing independent financial advice for over twenty years and have been handling mis-sold endowment claims for over seven years. CPH Financial Advisory Services has represented the interests of many thousands of people with mis-sold endowment policies.

CPH Financial Advisory Services has successfully introduced a unique complaints handling procedure and has become one of the leading independent professional advisers in this field (Financial Mail, Mail on Sunday, Pages 18 & 19, June 20th 2004).

Download PDF of testimonal letters 1 | 2 | 3 | 4

Click on one of the links above to view a selection of 'thank you' letters we have received from clients over the past. As you will see, our comprehensive service far exceeded their expectations, as did the amount of compensation we were able to secure from the life offices on their behalf. We have many other letters on file in our offices in Macclesfield.

This site has designed to provide information for people who have been mis-sold an endowment policy and to encourage them to begin to re-evaluate their position, seek professional advice and take positive action.

The information in this site is not intended to serve as legal, accounting, tax or financial advice. Users are encouraged to consult with CPH Financial Advisory Services professional advisers for advice concerning specific matters before making any decision. We are always prepared to discuss your concerns and will offer impartial, independent advice as to your current situation and the options open to you.

Click here to have your Endowment Policy reviewed

What to do if you have a complaint about the way that CPH has handled your claim - our internal complaints procedure

Click here to download a copy of our internal complains procedure document (PDF).

Legal Disclaimer
In the preparation of this site every effort has been made to offer the most current, correct and clearly expressed information possible. Nonetheless, inadvertent errors can occur and applicable laws, rules and regulations often change. Further, the information contained herein is intended to afford general guidelines on matters of interest. The application and impact of laws can vary widely, however, from case to case, based upon the specific or unique facts involved. Accordingly, the information in this site is not intended to serve as legal, accounting, tax or financial advice. Users are encouraged to consult with CPH Financial Advisory Services professional advisers for advice concerning specific matters before making any decision and CPH Financial Advisory Services disclaims any responsibility for positions taken by individuals for any misunderstanding upon the part of users. Not all products/services are regulated by the Financial Services Authority (F.S.A.) and in particular the complaint handling process described above. Claims are handled by CPH Financial Advisory Services of the Bath Master's House, Davenport Street, Macclesfield, Cheshire, SK10 1JE The Principal of which is Mr. Michael J. Cooper. CPH Financial Advisory Services is regulated by the Ministry of Justice in respect of regulated claims management activities - authorisation #CRM3589.